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Notes on net worth & privacy

Guides on tracking your money privately across Europe — comparisons, security and crypto.

2026-06-14

The best net-worth trackers in Europe (2026)

A fair comparison of the main net-worth trackers for European investors — Kubera, Finary, Monarch, Portfolio Performance, spreadsheets and Krosos — and how to choose.

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2026-06-14

Krosos vs Finary — two EU net-worth trackers compared (2026)

An honest Krosos vs Finary comparison for European investors — coverage, crypto, the freemium-vs-flat-price trade-off, and the difference between a shared cloud and your own instance.

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2026-06-14

Krosos vs Kubera — a private, cheaper EU alternative (2026)

An honest Krosos vs Kubera comparison for European investors — net-worth coverage, privacy model, crypto support and price. Where each wins, and who should pick which.

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2026-06-14

Krosos vs Monarch — the EU net-worth alternative (2026)

An honest Krosos vs Monarch comparison for European users — why a best-in-class US budgeting app struggles with EU banks, crypto and privacy, and when to pick which.

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2026-06-14

Net-worth spreadsheet vs a tracker — when to switch (2026)

A spreadsheet is the honest free baseline for tracking net worth. Here's exactly where it breaks down for European investors with stocks, crypto and property — and when a tracker is worth €60 a year.

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2026-06-13

How to track your crypto, bank and broker in one place

Your money is scattered across exchanges, wallets, a broker and a couple of banks. Here's how to pull all of it into one honest net-worth number.

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2026-06-12

Is it safe to connect exchange API keys to a net-worth tracker?

Linking a crypto exchange to a tracker feels risky. Here's exactly what a read-only API key can and can't do — and how to connect one safely.

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