Terms of Service

Last updated: 11 June 2026

1. Who we are

Krosos (the "Service") is operated by Vulpra Consulting SRL, a company registered in Belgium with company number 1027.151.509, registered office at 3 Clos du Verger, 1471 Genappe, Belgium ("we", "us"). You can reach us at [email protected].

By creating an account or using the Service you agree to these terms.

2. The Service

Krosos is a personal net-worth tracking tool. When you subscribe, we provision a dedicated, single-user application instance with its own database, reachable at a subdomain you choose (e.g. yourname.krosos.com). The instance is reserved for you alone and is not shared with other customers.

The Service lets you record assets and transactions, connect supported exchanges and wallets using read-only API keys, and view automatically updated prices and reports.

3. Your account

• You sign in with a Google account. Your instance accepts exactly one identity — the email address you registered with. You are responsible for keeping that account secure.
• You must be at least 18 years old and provide accurate information.
• One instance is intended for one person's personal use. You may not resell or provide the Service to third parties.

4. Trial, subscription and payment

• New subscriptions start with a 14-day free trial. You are not charged until the trial ends, and you can cancel during the trial at no cost; cancelling during the trial deletes your instance and its data immediately.
• Plans and prices are listed on our pricing page. Subscriptions renew automatically (monthly or yearly) until cancelled.
• Payments are processed by Stripe, our merchant of record. Your purchase is also subject to Stripe's consumer terms. Tax (e.g. VAT) is included in the price where applicable.
• We may change prices with at least 30 days' notice; changes apply from your next renewal. If you don't agree, you can cancel before the renewal takes effect.
• Refunds are governed by our refund policy.

5. Your data and responsibilities

• You retain all rights to the data you store in your instance. We process it only to provide the Service, as described in our privacy policy.
• When connecting exchanges or wallets, you must use read-only API keys. Never give the Service keys with trading or withdrawal permissions. You are responsible for the keys you create and for revoking them when no longer needed.
• You are responsible for the accuracy of data you enter manually and for complying with the terms of any third-party service (exchange, broker, wallet) you connect.
• You can export your complete database and delete all your data from within the product at any time.

6. Acceptable use

You may not:

• use the Service for anything unlawful, or to store data you have no right to hold;
• attempt to access other customers' instances or our infrastructure beyond your own instance;
• probe, scan, overload or disrupt the Service, or circumvent its security or usage limits;
• reverse engineer the Service except where the law expressly permits it.

We may suspend accounts that violate these rules, with notice where reasonably possible.

7. Not financial advice; data accuracy

• Krosos is a tracking and reporting tool only. It does not provide financial, investment, legal or tax advice, does not recommend or execute transactions, and never holds, controls or transfers your assets.
• Prices, exchange rates and balances come from third-party sources and may be delayed, incomplete or wrong. Figures shown in the Service are indicative only — always verify against your broker, exchange or bank before making decisions. We accept no liability for decisions made on the basis of data shown in the Service.

8. Availability and support

• We aim for high availability but provide the Service "as is" without a guaranteed uptime level. Maintenance, upgrades and circumstances beyond our control may cause interruptions.
• Your instance is backed up nightly. Backups are a recovery measure, not an archival guarantee — keep your own exports of data you cannot afford to lose.
• Support is provided by email at [email protected] on a reasonable-efforts basis.

9. Intellectual property

The Service, its software, design and branding remain our property (or that of our licensors). Your subscription grants you a personal, non-exclusive, non-transferable right to use the Service for its intended purpose while your subscription is active.

10. Term, cancellation and data retention

• You can cancel at any time via the billing portal. If you cancel during the free trial, your instance, its database and its backups are deleted immediately and nothing is charged. If you cancel a paid subscription, your instance remains active until the end of the paid period.
• If a renewal payment fails, we will notify you and retry. After a grace period of 7 days your instance may be suspended (data preserved) until payment succeeds.
• After a paid subscription is cancelled, or after final non-payment, your instance is kept for 30 days so you can export your data or reactivate. After that, the instance, its database and its backups are permanently deleted.
• We may terminate the agreement with 30 days' notice (e.g. if we discontinue the Service), in which case we will refund any prepaid period beyond the termination date pro rata.

11. Liability

To the extent permitted by law, our total aggregate liability arising out of or related to the Service is limited to the amounts you paid us in the 12 months before the event giving rise to the claim, and we are not liable for indirect or consequential damages, loss of profits, or loss of data you could have prevented by using the export features.

Nothing in these terms excludes or limits liability that cannot be excluded under applicable law, including liability for fraud, intent, or — for consumers — your mandatory statutory rights under Belgian and EU consumer law.

12. Changes to these terms

We may update these terms. For material changes we will give at least 30 days' notice by email or in-product notice. If you do not agree with the changes, you may cancel before they take effect; continuing to use the Service after that constitutes acceptance.

13. Governing law and disputes

These terms are governed by Belgian law. Disputes are submitted to the courts of the judicial district of Walloon Brabant (Nivelles), Belgium. If you are a consumer in the EU, you also keep the protection of the mandatory provisions of the law of your country of residence, and you may use the European Commission's Online Dispute Resolution platform.

14. Contact

Vulpra Consulting SRL · 3 Clos du Verger, 1471 Genappe · Belgium
Company number: 1027.151.509 · VAT: BE 1027.151.509
[email protected]